Give an overview of liposuction
A common cosmetic technique to remove extra fat is liposuction. By surgically eliminating fat that is resistant to diet and exercise, a person’s appearance can be enhanced.
Small incisions are made in the areas where fat is to be removed after the anesthetic is administered. A small hollow tube cannula is inserted into the wounds that have been created. The unwanted fat is then extracted using a syringe that is connected to the cannula. It’s one of the most often done surgeries in the world due to its high success rates and quick outcomes.
There are non-surgical methods for removing fat from the body that can significantly reduce recovery time. However, a liposuction is the best option if you want a rapid, sophisticated, minimally invasive operation with effects that last a long time or are permanent.
Other names for this surgical technique that are often used include Body Contouring, Lipoplasty, and Lipo.
Does Insurance Cover Liposuction?
Liposuction is not covered by health insurance since these plans are not intended for elective cosmetic operations. Nonetheless, there are some situations in which the cost of liposuction can be reimbursed by the health insurance coverage.
Many people who desire to lose extra fat in various areas of their bodies ask if their insurance would pay for the therapy. Even though liposuction and other cosmetic operations are less expensive in India than they are in other nations, insurance companies do not cover these procedures for a variety of reasons.
India’s Liposuction Cost
The typical price for liposuction surgery is on an average USD 2500 in India. The final cost may also be increased by the actual cost of the treatment and the post-surgery care. Most people want to utilize their health insurance to pay for the therapy because of this.
In actuality, insurance will only pay for liposuction of any kind if it qualifies as reconstructive surgery. Reconstructive surgery and cosmetic surgery differ greatly from one another.
Cosmetic surgery is a process used to modify or enhance a certain body part’s look. The goal of these therapies is to increase the patient’s self-worth and confidence.
Reconstructive surgery is the medical process used to treat physical damages, illnesses, abnormalities, or diseases, regardless of the underlying cause. The goal of this kind of operation is to enhance both the organ’s or body part’s functionalities and appearance.
If you have a Mediclaim or health insurance policy that includes coverage for cosmetic operations, liposuction may also be covered by your insurer.
Which kinds of liposuction are there?
The quantity and kind of fat to be removed, the patient’s preferences, and the surgeon’s judgment can all influence the liposuction procedure. Six categories exist for liposuction surgeries, and each has a unique set of tools and techniques.
The use of lasers in liposuction
Using an extremely strong laser beam, the fat is burned away and the tissue is torn down. This method will result in reduced bleeding, bruising, and inflammation for the patient.
The Use of Power in Liposuction
A cannula that is mechanically manipulated produces tiny cuts and rapidly extracts fat. The procedure is therefore quicker and more accurate.
Transitional Liposuction
The adipose tissue is injected with a tumescent solution to induce stiffness and edema. The blood vessels narrow when the surgeon uses a cannula to remove the fat. This technique will cause the patient to have some mild bleeding and bruises.
Liposuction Assisted by Ultrasonic
This method does not involve the use of suction or lasers. The surgeon’s task is made easier by the ultrasonic energy that breaks and liquefies the fat cells. This method minimizes trauma and makes the surgery more efficient than previous methods.
One therapy that can permanently remove stubborn fat deposits is liposuction. See your doctor about liposuction if you’ve tried diet and exercise but your stubborn fat areas haven’t gone away. “Is liposuction covered by insurance?” You may now make an informed choice as your question has also been answered.
When Is Liposuction Surgery Covered by Insurance?
The first things that come to mind while considering cosmetic operations are the cost and safety of the process. Surgery is a costly treatment that can occasionally burn a hole in your wallet or deplete your reserves. Medical insurance may pay for some surgical procedures, but not all of them.
Does Insurance Cover Liposuction? Since liposuction is a cosmetic procedure, most health insurance policies do not cover it. Therefore, you are the only one who must bear the full expense.
The insurance company’s definition of the medical treatment and its policies will ultimately determine if liposuction surgery is covered.
The insurance companies classify the surgery into the following categories in order to differentiate cosmetic procedures:
- This is a cosmetic procedure.
- Reconstructive surgery is performed.
- Surgery can save lives.
- Since liposuction is seldom employed in life-saving or reconstructive surgeries, health insurance often does not cover the costs of treatment-related medical care.
There are a few exclusions, though. For example, if a patient has a breast mass and liposuction is required to remove the lump, the insurance company could authorize the claim. Similarly, there are medicinal and cosmetic uses for breast reduction surgery. Because of this, health insurance will probably pay for the cost of the procedure.
Typical instances where liposuction may be covered by insurance include:
- Elimination of lipomas
- Reducing fat accumulation in lipedema sufferers
- Therapy for gynecomastia
- Therapy for lymphedema
- Parts of the body impacted by lipodystrophy syndrome
- Fat removal in severely obese individuals
- Moving fat from one place to another, especially from burned or injured tissue.
