The Quiet Number That Changes Everything Most investors track markets through headlines—index highs, rate cuts, earnings surprises. But the most important shifts often arrive quietly, tucked inside regulatory circulars that few people read closely. One such number has emerged as a defining signal for India’s bond markets heading into 2026: ₹8.80 lakh crore. That figure…
When a ransomware attack hits, most businesses assume there is only one way out. Get the decryption key, restore the files, move on. That assumption is wrong, and it is one of the most expensive mistakes organizations make after an attack. In reality, ransomware data recovery and ransomware decryption are two very different processes. Confusing…
International trade involves multiple stakeholders, long transit routes and values that often run into large sums. A single incident during transit can affect not just goods, but contracts, cash flow and business credibility. This is why marine insurance is built on a set of well-defined principles that govern coverage and claim assessment. Understanding these principles…
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Small business owners often assume that competing online requires marketing budgets they simply cannot afford. They see larger competitors dominating search results, running sophisticated advertising campaigns, and maintaining teams dedicated entirely to digital presence. The gap feels insurmountable. The reality proves more encouraging. Small businesses possess advantages that larger organisations struggle to replicate, and the…
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As medical costs continue to rise, many people find that their existing coverage no longer provides enough financial protection. A practical and cost-effective way to increase your overall coverage is to get top-up health insurance. Instead of solely relying on your base policy, a top-up plan adds an additional layer of security, especially for major…
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When buying or renewing a policy, many vehicle owners do not pay enough attention to IDV in car insurance, only to realise later that the chosen value was too low. This becomes a concern, especially when you have installed new accessories after purchase. Many car owners often wonder, “Can the IDV be increased after the…
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Planning a trip to the UK is exciting. From exploring the historical streets of London to the Scottish Highlands, it is a magical experience. However, unforeseen events such as baggage delays or cancelled flights can disrupt your journey. That is why having travel insurance United Kingdom is essential. However, simply buying the policy is not…
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Tax-saving Fixed Deposits, or FDs, are a Fixed Deposit scheme that helps individuals save on taxes. Under the tax-saving FD, you can save taxable income up to ₹1.5 lakh under Section 80C of the Income Tax Act. However, one mandatory condition for a tax-saving FD is a 5-year lock-in period. If the Fixed Deposit is…
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Introduction Every few months, another building in Chennai gets a set of glinting rooftop panels. What began quietly a few years ago has now turned into a movement — homeowners, schools, and factories all chasing the same goal: clean, reliable, and affordable power. So, what’s fueling this rapid transformation? It’s a mix of geography, innovation,…
In a while, even the dearest lovers may discover themselves in the situation that their relationship is in a rut. Same flow, same touch, same night. What used to be thrilling can, step by step, become dull and the craving can disappear without being aware of it. However, it is the truth that the emotion…
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